Keith J. Peer, CPA & Financial Services
Keith J. Peer, CPA & Financial Services

     Welcome To Keith J. Peer, CPA & Financial Services!

                                       Vision / Mission / Core Values

Integrity is the foundation of Keith J. Peer, CPA and Financial Services.  Do unto others as you would have them do unto you.  Treat all individuals with dignity and respect.  The firm values the strength it gains from diversity.

We have a passion for knowing our clients and their needs, for building lasting and mutually beneficial client relationships and for providing comprehensive services that help them create competitive advantages. We are committed to providing a work environment that enhances productivity, quality of life and each individual’s ability to pursue firm and personal goals. We are dedicated to creating a lifelong learning environment whereby every individual is given the encouragement and opportunity to cultivate knowledge that will enhance career development and growth. We actively encourage and support involvement with social, educational and other organizations in our culturally diverse community. We bring a full-service advisory capability to help dynamic organizations grow their business.  We focus on our client’s market – their industry, their issues – to bring clear insights, practical solutions and an unmatched commitment to quality.  We help clients solve problems, manage risk and seize opportunities to unlock their potential for growth.

We provide accounting, payroll, tax, financial solutions and planning services to individuals and businesses.

Retirement planning, education planning, risk management and so much more. We offer clients a multi-faceted approach to address their growing financial needs.

Is Payroll a concern for your business?
We provide flexible payroll services that improve payroll management for employers of small, medium, or large businesses. Our payroll solutions streamline your payroll process, improve productivity and simplify administration. We manage the time-consuming tasks of payroll processing and employee payroll tax filing so you can focus on running your business. We provide payroll  solutions to ensure that your payroll needs are met on time, every time.

Tax Services
The need for tax planning becomes more and more complex each year. Taxpayers must confront changing tax laws, as well as judicial and regulatory interpretations. The way you manage your income for tax purposes will have a significant impact on your tax liability, but also may impact your ability to meet your long-term financial goals. Our proactive tax planning will assist you in minimizing your tax bill by using forward thinking ideas.

Financial Solutions

Your future finances are a partnership. As an Advisor, we offer financial solutions. Understanding your financial goals is very important to us. Whether you need to save for retirement or your future college student's education, we can help guide you. Together, we can review your current position and help develop a plan to pursue your financial needs.

Are you missing a piece of your financial future?
As an Advisor, we offer tax and financial solutions. Understanding how all of your goals fit together is important for your future. Together, we can evaluate your current position and help develop a plan to pursue your financial needs. Don't leave your financial picture incomplete. We can help you help connect the pieces.

Estate Planning
A well-designed plan can alleviate anxiety and fortify wealth while you are alive by using asset protection strategies within your estate. Our team can help you:
  • * Determine and control the distribution of assets
  • * Protect heirs and their inheritance from divorce and legal action
  • * Manage and mitigate estate tax liabilities in the future
  • * Create capital through appropriate life insurance
  • * Integrate charitable objectives
  • * Preserve and protect wealth for future generations 

Is your retirement plan up to par?
In life, you don't want to hit a retirement planning hazard. If you're aiming for the green, it helps to develop a game plan that complements your tax and financial situation with a retirement coach. 

Our consulting expertise is relied upon for those who recognize the benefits of diversifying business interests. Each engagement is customized to fit the needs of each client. After taking a close look at your financial and tax situation, we can help point you in the right direction with a plan. Planning and implementing a wealth accumulation strategy is one of the most important steps you can take for your future. 

My Practice

No matter where you are financially, it’s important that you are taking steps to actively address the issues that managing your finances presents. We have found that there are numerous financial situations that are most important to our clients and their families. Each of these issues is interrelated and acts like a balancing scale. If you make an adjustment to one issue, it affects the others. It is critical that you have someone who is knowledgeable about your complete financial picture, including your tax situation, so you can be given appropriate advice and recommendations. We will work with you to create an action plan that addresses these issues as you see fit.


We constantly monitor and research the latest tax developments. We offer creative, yet practical advice on federal and state tax issues that can provide you with sizeable tax savings.

We provide the following tax services to individuals and businesses:
  • Corporate, LLC, and Partnership Tax Planning and Preparation
  • Personal Income Tax Preparation and Compliance
  • Representation Before Taxing Authorities
  • Multi-State Taxation Issues
  • Payroll, sales, end Excise Taxes


We can provide you with valuable information to help you make important financial decisions, such as planning for retirement, buying a home, financing a college education, or providing for your family's future.

Retirement Planning

People entering retirement are facing new concerns. As healthcare is improving and life expectancies rise, you are likely to live longer during retirement than past generations. Unlike your parents who likely had their retirement funded mostly with guarantees made by their employers and the government, the assets you have accumulated may be your primary source of cash flow. We can partner with you to create a plan considering the level of assets needed to fund your vision of retirement including likely income needs, potential tax implications and risks that can stand in the way of realizing your vision.

Education Planning

The available education planning choices can be confusing. We can show you how your savings will affect your child’s or grandchild’s ability to qualify for financial aid, as well as the implications for your income, gift and estate tax situation. We can also help you identify how much money you need to send your children or grandchildren to college, determine how much you need to save, and how this dedicated education plan might fit with your overall plan.

Legacy Planning

Everyone should consider doing some estate planning, no matter how large or small your estate might be. However, estate planning can be a difficult process and can bring some emotional issues to light. Should you choose to put off proper planning now, it could cost your loved ones later. Estate taxes can devour the value of the estate that is intended for your heirs. Proper planning can eliminate this worry. We can help you develop a plan to maximize the amount you leave to your heirs and minimize the amount you leave to Uncle Sam.

Cash Flow and Debt Management

Without a clear picture of what money is flowing in and out each month, it is impossible to make informed decisions with respect to the other wealth management issues that affect you. Your debt level and credit history are also important barometers of your financial health. Good debt management ensures you have credit when you need it, make wise borrowing decisions, and avoid disaster if you become overextended. We can identify where your cash is going each month and evaluate potential opportunities to improve your cash flow through tax strategies and debt management.

Family Risk Management

Even the best financial plans can crumble if you have not properly prepared for the unexpected – risks that exist for every family such as disability, death, or a long-term-care need. We can evaluate your current risk plans to determine if they are adequately meeting your needs at this stage of your life and as you plan for the future. We will make suggestions that not only address your risk management needs but also consider the tax implication of these changes.

Business Planning

As a business owner, you likely face daily challenges such as having enough cash available to take advantage of opportunities when they arise, using the business as a vehicle to save for your and possibly your employees’ retirement, and protecting your business from a potentially devastating financial loss. We can help you evaluate and implement strategies that not only protect your business, but also take advantage of opportunities that could improve the cash flow, tax situation, benefits, and bottom line of your business.

Special Situations Planning

Throughout your life, as you pursue your long-term goals, some expected and unexpected needs will come your way, whether it is planning for a wedding, taking a spur-of-the-moment dream vacation, deciding to buy a second home or facing unexpected expenses due to unforeseen events. We are here to help you with situations that don’t always fit nicely into your plans and  determine a path to monitor your tax situation and get you through whatever financial challenges and opportunities arise.

Additional Services
  • Limited Liability Companies
  • Accounting Services
  • Business Tax Planning
  • Business Consulting
  • Purchases and Sales of Businesses
  • Standard Tax Filing
  • Business Federal and State Tax Preparation
  • Accounting Consulting
  • Business Technology Assessments and Planning
  • Payroll Checks and Compliance Reporting
  • Electronic Tax Filing
  • Debt Reduction Plans
  • Corporations
  • Elder Care Budget and Accounting Management
  • QuickBooks Consulting and Setup
  • S-Corporation
  • Business Bookkeeping
  • Individual Tax Planning
  • Small Business Consulting
  • Estate and Gift Tax Planning
  • Individual Federal and State Tax Preparation
  • Partnerships
  • Business Valuations
  • Executive Searches and Screening
  • Business Startup
  • Payroll Services
  • Long-Range Business Planning
  • Long-Range Personal Planning
  • Retirement Planning
  • Education Planning
Keith J. Peer, CPA & Financial Services