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Keith J. Peer, CPA & Financial Services
Keith J. Peer, CPA & Financial Services
Welcome To Keith J. Peer, CPA & Financial Services!

I provide accounting, tax, financial services and wealth management planning services to individuals and businesses.

Retirement planning, education planning, risk management and so much more. I offer my clients a multi-faceted approach to address their growing financial needs.

Is a Roth IRA conversion right for you?
Are you concerned that your tax rate during retirement will be higher than it is today? Please contact me to learn if a Roth IRA conversion is the right solution for you.


Help your child soar!
When it comes to helping your child obtain a high-quality education, aim high! Education Planning is one of the 8 Wealth Management Issues® most important to you and your family. After taking a look at your tax and financial situation, I can help you identify how much money you need to save for and send your child or grandchild to college, and how this may fit your overall investment management plan. Please schedule a consultation today!


What do you want in a wealth management advisor?

Your future finances are a partnership. As an Advisor, I offer financial services. Understanding your financial goals is very important to me. Whether you need to save for retirement or your future college student's education, I can help guide you. Together, we can review your current position and help develop a plan to pursue your financial needs. Please call to schedule a consultation.


Are you missing a piece of your financial future?
As an Advisor, I offer tax and financial services. Understanding how all of your goals fit together is important for your future. Together, we can evaluate your current position and help develop a plan to pursue your financial needs. Don't leave your financial picture incomplete. Please contact me to help connect the pieces.


Do you have a solid financial foundation?
As an Advisor, I offer both tax and financial services. I understand how April 15 affects your tax objectives, and I can help lay a foundation for your future. Together, we can evaluate your current position and develop a wealth management strategy that is appropriate for your financial needs. Call me to help develop a strategy for the future.


Is your retirement plan up to par?

In life, you don't want to hit a retirement planning hazard. If you're aiming for the green, it helps to develop a game plan that complements your tax and financial situation with a retirement coach. Please contact me to schedule a consultation.


Navigating Through Rough Seas?
After taking a close look at your financial and tax situation, I can help point you in the right direction with a plan. Planning and implementing a wealth management program is one of the most important steps you can take for your future. Please contact me to schedule a consultation.






My Practice

No matter where you are financially, it’s important that you are taking steps to actively address the issues that managing wealth presents. I have found that there are numerous Wealth Management Issues that are most important to my clients and their families. Each of these issues is interrelated and acts like a balancing scale. If you make an adjustment to one issue, it affects the others. It is critical that you have one Advisor who is knowledgeable about your complete financial picture, including your tax situation, so you can be given appropriate advice and recommendations. I will work with you to create an action plan that addresses these issues as you see fit.

Services                              

Taxes
I provide the following tax services to individuals and businesses: tax planning, federal and state tax preparation, and standard and electronic tax filing.

Financial Services

I can provide you with valuable information to help you make important financial decisions, such as planning for retirement, buying a home, financing a college education, or investing for your family's future.

Retirement Planning

People entering retirement are facing new concerns. As healthcare is improving and life expectancies rise, you are likely to live longer during retirement than past generations. Unlike your parents who likely had their retirement funded mostly with guarantees made by their employers and the government, the assets you have accumulated may be your primary source of cash flow. I can partner with you to create a plan considering the level of assets needed to fund your vision of retirement including likely income needs, potential tax implications and risks that can stand in the way of realizing your vision.

Education Planning

The available education planning choices can be confusing. I can show you how your savings will affect your child’s or grandchild’s ability to qualify for financial aid, as well as the implications for your income, gift and estate tax situation. I can also help you identify how much money you need to send your children or grandchildren to college, determine how much you need to save, and how this dedicated education plan might fit with your overall wealth management plan.

Legacy Planning

Everyone should consider doing some estate planning, no matter how large or small your estate might be. However, estate planning can be a difficult process and can bring some emotional issues to light. Should you choose to put off proper planning now, it could cost your loved ones later. Estate taxes can devour the value of the estate that is intended for your heirs. Proper planning can eliminate this worry. I can help you develop a plan to maximize the amount you leave to your heirs and minimize the amount you leave to Uncle Sam.

Professional Money Management

Today's investment atmosphere presents many challenges. It is not easy to know what to do or where to turn when planning your financial future. Given this environment, more and more investors are turning to qualified financial advisors like me to assist them in creating a customized portfolio based on their individual needs.

Wealth Management

Together, we can create a wealth management strategy that is designed just for you with your unique goals and needs in mind. I will build a wealth management plan that considers your goals, comfort level, expectations, and the effect of taxes on your portfolio. Because wealth management is something that should be adjusted as your goals evolve and your portfolio changes, I will work with you on an ongoing basis to monitor your portfolio and rebalance it as needed.

Cash Flow and Debt Management

Without a clear picture of what money is flowing in and out each month, it is impossible to make informed decisions with respect to the other wealth management issues that affect you. Your debt level and credit history are also important barometers of your financial health. Good debt management ensures you have credit when you need it, make wise borrowing decisions, and avoid disaster if you become overextended. We can identify where your cash is going each month and evaluate potential opportunities to improve your cash flow through tax strategies and debt management.

Family Risk Management

Even the best wealth management plans can crumble if you have not properly prepared for the unexpected – risks that exist for every family such as disability, death, or a long-term-care need. I can evaluate your current risk plans to determine if they are adequately meeting your needs at this stage of your life and as you plan for the future. I will make suggestions that not only address your risk management needs but also consider the tax implication of these changes.

Business Planning

As a business owner, you likely face daily challenges such as having enough cash available to take advantage of opportunities when they arise, using the business as a vehicle to save for your and possibly your employees’ retirement, and protecting your business from a potentially devastating financial loss. I can help you evaluate and implement strategies that not only protect your business, but also take advantage of opportunities that could improve the cash flow, tax situation, benefits, and bottom line of your business.

Special Situations Planning

Throughout your life, as you pursue your long-term goals, some expected and unexpected needs will come your way, whether it is planning for a wedding, taking a spur-of-the-moment dream vacation, deciding to buy a second home or facing unexpected expenses due to unforeseen events. I am here to help you with situations that don’t always fit nicely into the other wealth management issues and determine a path to monitor your tax situation and get you through whatever financial challenges and opportunities arise.

Additional Services
  • Limited Liability Companies
  • Accounting services
  • Business Tax Planning
  • Business consulting
  • Purchases and Sales of Businesses
  • Standard Tax Filing
  • Business Federal and State Tax Preparation
  • Accounting consulting
  • Business Technology Assessments and Planning
  • Payroll reporting
  • Electronic Tax Filing
  • Debt Reduction Plans
  • Corporations
  • Elder Care Budget and Accounting Management
  • QuickBooks Consulting and Setup
  • S-Corporation
  • Business Bookkeeping
  • Individual Tax Planning
  • Small business consulting
  • Estate and Gift Tax Planning
  • Individual Federal and State Tax Preparation
  • Partnerships
  • Business Valuations
  • Executive Searches and Screening
  • Business startup
  • Payroll services
  • Long-Range Business Planning
  • Long-Range Personal Planning
  • Retirement Planning
  • Education Planning
Keith J. Peer, CPA & Financial Services